To conduct due diligence and verify the submitted credit application (CA), identify and raise potential issues for further clarification with related parties;
To ensure the turnaround time for CA submission for approval is met;
To formulate viable client action plans to resolve issues impacting credit risk;
To be responsible for the follow-up of the approved deferral documents and covenants to ensure that the loan has been processed in strict compliance with the approval and our credit policy;
To prepare various regular and ad hoc credit reports for portfolio management;
To follow up, gather information, and conduct company and industry/market research to support the analysis.
To contribute ideas to develop processes, regulations, and products for the Bank and to the function and operation of a high-performance team.
Job Requirement
Bachelor's degree in Economics, Finance, or Banking is preferable.
At least 5 years of experience in the financial/banking industry, of which at least 3 years of experience related to credit appraisal for corporate
Having experience and deep understanding of credit, skills in analyzing and designing credit solutions for corporate customers (similar to the assigned group of customers), and the ability to manage credit risks.